Hey everyone,

A few weeks back I received a letter saying that my credit card account was closed. No prior warning – just a straight-up closure. I was left scratching my head, wondering, why my card was closed without notice? I've been trying to wrap my head around this, and I stumbled upon some information here https://consumerattorneys.com/article/can-my-credit-card-be-closed-without-warning

Now, the real headache begins. I've heard that when a credit card account is closed, it can have a significant impact on the credit score. I've worked hard to maintain a decent credit score, and I'm worried sick about what might happen now.

Has anyone else faced a similar situation? What happens to the credit when a credit card account is closed abruptly? How can I mitigate the potential damage to my credit score? Are there any steps I can take to resolve this mess?

I appreciate any advice or experiences you can share. Thanks!

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Yuli Sparkle 3 months ago

Agree with you absolutely!

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